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	<title>Sixteen Small Stones &#187; health insurance</title>
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	<description>The Weblog of J. Max Wilson</description>
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		<title>Why is the Health Care Law Unconstitutional?</title>
		<link>http://www.sixteensmallstones.org/why-is-the-health-care-law-unconstitutional</link>
		<comments>http://www.sixteensmallstones.org/why-is-the-health-care-law-unconstitutional#comments</comments>
		<pubDate>Thu, 25 Mar 2010 21:28:23 +0000</pubDate>
		<dc:creator>J. Max Wilson</dc:creator>
				<category><![CDATA[politics]]></category>
		<category><![CDATA[constitution]]></category>
		<category><![CDATA[general welfare]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[u.s. history]]></category>
		<category><![CDATA[unconstitutional]]></category>

		<guid isPermaLink="false">http://www.sixteensmallstones.org/?p=722</guid>
		<description><![CDATA[Since the passage of the health care law on Sunday, a lot of us have challenged its constitutionality. Even before it was passed we suggested that it would violate the constitution. But since it&#8217;s passage I have seen a lot &#8230; <a href="http://www.sixteensmallstones.org/why-is-the-health-care-law-unconstitutional">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.sixteensmallstones.org/wp-content/uploads/2010/03/Constitution_Pg1of4_AC1.jpg" rel="lightbox[722]"><img class="alignleft size-full wp-image-725" style="margin: 10px;" title="Constitution_Pg1of4_AC" src="http://www.sixteensmallstones.org/wp-content/uploads/2010/03/Constitution_Pg1of4_AC1.jpg" alt="" width="238" height="288" /></a>Since the passage of the health care law on Sunday, a lot of us have challenged its constitutionality.  Even before it was passed we suggested that it would violate the constitution.  But since it&#8217;s passage I have seen a lot of friends and family who support the law say they don&#8217;t understand why we think it is unconstitutional.  They often cite the &#8220;general welfare clause&#8221; of the constitution and laws that require automobile insurance to justify the law under the constitution.</p>
<p>Up front let me say, as I have before, that the current health care system is the pits, unsustainable, and that insurance companies are corrupt.  That insurance coverage is intertwined with your specific employer, that it is so much more expensive for individuals, that people are denied coverage because of preexisting conditions, and that we pay for routine care through insurance claims (which is like paying for gas for your car through auto insurance claims), are all terrible, illogical aspects of what we currently have.  It needs to be overhauled.</p>
<p><span id="more-722"></span></p>
<p>That said, a benevolent king could easily use his sweeping powers to fix the system and provide health care for all in the most efficient and timely manner.  But the dangers of establishing a monarchy would far outweigh the advantage of the universal health care he could provide.  That is why in overhauling health care we need to make sure that it happens in a way that is consistent with the constitution and correct principles of just government.</p>
<p>The Constitution enumerates limited realms over which the National government has power.  There are explicit powers in the constitution, and then there are implied powers which are accepted because without them the national government wouldn&#8217;t be able to exercise the stated powers.</p>
<p>A law or action by the national government is constitutional if it is within these enumerated or implied powers.  If it oversteps those powers, then the law should be invalidated by the supreme court.</p>
<p>The health care law mandates that all people in the nation purchase insurance whether they want it or not.  Supporters often point to mandatory automobile insurance laws as a parallel example.</p>
<p>Automobile insurance is NOT required by national law. It is the individual states who require automobile insurance, and the requirements vary widely from state to state.  That is a crucial distinction.  If the national government tried to require auto insurance, that too would be unconstitutional.  Additionally even at the state level they also do not require all citizens to buy auto insurance.  It is only a requirement if you want to get a driver&#8217;s license.  Driving is a privilege and not a right.  Those who do not want to drive are not required to have insurance.  If a state required all citizens to buy insurance, whether they drive a car or not, that could arguably be unconstitutional too.</p>
<p>The health care law, unlike the auto insurance laws, is a national law and it requires everyone to buy insurance whether they want it or not.</p>
<p>So with health care we have to ask where in the constitution the national government derives its power to regulate health care and to force citizens to buy health insurance even if they don&#8217;t want it?</p>
<p>Supporters point to the &#8216;General Welfare&#8221; clause of the constitution.</p>
<p>The &#8220;General Welfare&#8221; clause is part of the preamble of the constitution, not the enumerated powers.  The preamble states the objectives that they intend to accomplish through the powers and structures that follow.  It does not grant any powers itself.  The objectives are:</p>
<p>To form a more perfect union<br />
To establish justice<br />
To insure domestic tranquility<br />
To provide for the common defense<br />
To promote the general welfare<br />
To secure the blessings of liberty to ourselves and our posterity</p>
<p>Each of these objectives is balanced and circumscribed by the others.  The objective to promote general welfare does not trump the objective of securing our liberty and that of our posterity. The specific verbs used are also important.  One objective is to &#8220;provide&#8221; common defense.  Another is to &#8220;secure&#8221; liberty. But it does not say &#8220;provide&#8221; or &#8220;secure&#8221; the general welfare.  It says &#8220;promote&#8221; the general welfare.</p>
<p>After the preamble, the articles of the constitution establish a system that the authors believed would correctly balance and accomplish these objectives. Has it worked perfectly?  No.  But it provided a process by which the structure could be amended when it wasn&#8217;t working correctly.  If the constitution is not working, it should be amended.  Otherwise, the government must operate within its parameters.</p>
<p>So the health care bill cannot be reasonably justified by the General Welfare clause.</p>
<p>So how else might it be constitutional?</p>
<p>Originally the Bill of Rights only applied to the national and not the state governments, but the courts have used the due process clause of the 14th amendment to allow the national government to invalidate state laws in order to protect individual natural rights and penumbral rights implied by those natural rights. So if health care is a right, then the national government might be able to justify the health care bill through the 14th amendment.  However, that health care is a &#8220;right&#8221; is highly debatable in general, and completely inconsistent with the understanding of rights employed by the founders. See <a href="http://www.claremont.org/publications/crb/id.1607/article_detail.asp#3-20-2010">Is Health Care A Right?</a> .  If it is a right then the constitution should have to be amended to include it since under the current formulation it is not. So it is highly unlikely that it is constitutional through the 14th amendment.</p>
<p>Finally, the constitution allows the national government to regulate interstate commerce.  It already uses that power to prohibit the sale of Health Insurance across state lines, even though it allows other forms of insurance to be sold.</p>
<p>But it is quite a logical leap to get from regulating interstate commerce to mandating individual purchase of insurance, especially since by national statute health insurance purchases do not cross state lines.  Plus, there is no historical precedent that would imply that regulating commerce can be interpreted to mean forcing commerce (since that would conflict with the objective of liberty).</p>
<p>So that is why the health care law is likely unconstitutional.  The reason why it is scary is that if the law is upheld as constitutional through any of the above constitutional clauses, then our interpretation of the language of the constitution has become so broad that the national government can do anything it wants and call it constitutional.  And if that is the case, then our constitution has no inherent meaning and can no longer be counted upon to constrain government to accomplish any of its stated objectives.</p>
<p>I hope that helps explain why we believe the health care law to be unconstitutional and why we fear it.</p>
<p><strong>UPDATE 3/26/2010 Correction</strong></p>
<p>The General Welfare clause I discuss above  is in the preamble.  This is the clause that most people are familiar with and so they assume that when people talk about the General Welfare clause, they are referring to the preamble.  Case law upholds the explanation I have given.  <em>Jacobson vs Massachusetts</em> (1905):</p>
<blockquote><p>&#8220;Although that Preamble indicates the general purposes for which the people ordained and established the Constitution, it has never been regarded as the source of any substantive power conferred on the Government of the United States or on any of its Departments.&#8221;</p></blockquote>
<p>It has been brought to my attention, however, that there are actually two references to general Welfare in the constitution.  The second is in the Taxing and Spending clause of Article I Section 8.  This is the general welfare clause that could be cited to justify national action.  It says:</p>
<blockquote><p>&#8220;The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States; but all Duties, Imposts and Excises shall be uniform throughout the United States;&#8221;</p></blockquote>
<p>The interpretation of this general welfare clause has been hotly debated since the very beginning of the republic.  Much of the most contentious political battles between the Federalists and the Democratic-Republicans revolved around how expansively this general welfare clause could be interpreted. The triumph of Thomas Jefferson in the election of 1800 represented a repudiation of the expansive interpretation of the Federalists.   This narrow interpretation was the norm until 1936 when the Supreme Court overturned it in the case of <em>United States v. Butler</em> and then in subsequent cases about the constitutionality of the New Deal laws of the Franklin Roosevelt administration.  However, even though <em>United States v. Butler</em> did overturn the traditional interpretation of this General Welfare clause, it also struck down the New Deal law that imposed a tax on processors of farm products and then used the revenue to be paid to farmers who would reduce their area and crops because it violated the 10th Amendment which reserved powers not enumerated to the States or the People.</p>
<p>Most of the expanding power of the national government since FDR&#8217;s New Deal have been justified under this new interpretive approach.  The new health care law could potentially be upheld under that same framework, but the fact that it actually forces consumers to purchase a product contrary to their own preference is unprecedented and would represent a new innovation in constitutional interpretation well beyond anything ever done by New Deal laws.</p>
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		<item>
		<title>Some Questions for Proponents of a National Government Run Health Insurance System</title>
		<link>http://www.sixteensmallstones.org/somequestions-for-proponents-of-a-national-government-run-health-insurance-system</link>
		<comments>http://www.sixteensmallstones.org/somequestions-for-proponents-of-a-national-government-run-health-insurance-system#comments</comments>
		<pubDate>Tue, 15 Sep 2009 16:30:02 +0000</pubDate>
		<dc:creator>J. Max Wilson</dc:creator>
				<category><![CDATA[politics]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[medicine]]></category>
		<category><![CDATA[obamacare]]></category>

		<guid isPermaLink="false">http://www.sixteensmallstones.org/?p=423</guid>
		<description><![CDATA[I have a significant number of friends who are in favor of a national government run health care insurance program.  They have touted its benefits.  Here are some questions I would like them to answer for me.  If you think &#8230; <a href="http://www.sixteensmallstones.org/somequestions-for-proponents-of-a-national-government-run-health-insurance-system">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>I have a significant number of friends who are in favor of a national government run health care insurance program.  They have touted its benefits.  Here are some questions I would like them to answer for me.  If you think they are leading questions with false or unfair premises, say so, but please try to answer them.</p>
<p>You think that state run insurance is a good idea.  You&#8217;ve seen in work well a fistful of countries.  You want to see it happen in the U.S..  Please consider and provide answers to the following questions:</p>
<p>1. The countries that you cite (France, Germany, Australia, Canada) as examples of successful state run health insurance have at most a population 1/4 the size of the United States. What makes you think that their systems can scale to the population of the U.S.?  Might there be cultural or governmental structure differences between the U.S. and these countries that would prevent their systems from translating correctly to a U.S. system?  Why or why not?</p>
<p><span id="more-423"></span>2. Why must state run health insurance be implemented at a national level instead of allowing individual states within the union to implement it at the state level if their own citizens want it?  Why must it be all states or none?  Massachusetts implemented mandatory health insurance with a state funded option for those who could not afford it under Governor Mitt Romney. Why not let it prove itself in state level laboratories? Why must it be national?</p>
<p>3. One astute technologist has observed: &#8220;any engineer knows that making large wholesale changes to complex open-loop dynamic systems (like the health care system) is a sure way to take a broken system and make it worse. If you’re a programmer, you’d never program like that. We don’t have to make public policy like that either. Refactoring 18% of the economy with one large bill is just plain nuts.&#8221;  Why must the changes to the health care system be implemented all at once right now?  Why not take an incremental approach?</p>
<p>4. Many of the same people who support a state run health insurance system also believe that big oil and other companies manipulated the national government during the Bush Administration to increase their profits by going to war. If big business can manipulate corrupt government in this way, what makes you think that if we give power to the government to control the medical industry that it wont be manipulated as well?  Your preferred party will not be in power forever.  Would you really want the party you disagree with to have the power you are granting?</p>
<p>5. Proponents of a national system often cite the supposed fact that 45 or more millions of people in the U.S. do not have health insurance.  However, a <a href="http://keithhennessey.com/2009/04/09/how-many-uninsured-people-need-additional-help-from-taxpayers/">closer look</a> at the numbers show that of those 45 million, there is a 6.4 million under-count of people who failed to report that they were on medicaid, 4.3 million who are eligible for medicaid or SCHIP but have not applied, 9.3 million who are not citizens of the U.S., and 5 million are single and young married adults without kids who choose to be uninsured.   If you believe that the Bush Administration &#8220;lied&#8221; about weapons of mass destruction in order to get us into the Iraq War, how is claiming 45 million uninsured in order to get us into a national health insurance system not a similar lie?  Are you okay with that?  Why or Why not?</p>
<p>6. Provided that you think that the system will scale, that it must be implemented on a national level and not a state level, that it must be implemented whole-hog and not incrementally,  that it will not be manipulated by corruption to unintended purposes, and that it is not being pushed using desceptive statistics&#8211; Upon what constitutional grounds does the national government claim power to run a state controlled insurance system that forces people to have insurance?  Interstate commerce clause? Preamble&#8217;s &#8220;general welfare&#8221; ?  How do you reconcile a national health insurance system with the 10th amendment?  Are there any existing national laws that force someone to purchase a product or service against their will?  What are the chances that the system will be found unconstitutional by the Supreme Court?</p>
<p>7. In order to get around the constraints imposed by the Constitution, a national health insurance program will likely have to be technically implemented by the states anyway with the threat of withheld funds from the national government. Many <a href="http://hotair.com/archives/2009/07/20/governors-begin-to-realize-who-will-pay-the-obamacare-bills/">state Governors oppose the plan</a> because they know that they will be the ones who have to implement it by national mandate. This hides some of the real cost by pushing off onto the states to keep it out of the national budget.  Are you okay with that?  Why?</p>
<p>8. Obama points to states where a single company has a complete monopoly on the health insurance industry, but he does not mention that companies are forbidden from competing across state lines by national law.  Would you be in favor of opening up health insurance competition across state lines as a way to bring costs down?  Why or why not?</p>
<p>9. In order to regulate health insurance on a national level, the government is going to have unprecedented access to your health care records and expenditures.  If you were against the Bush Administration&#8217;s warrantless wiretapping because of Constitutional privacy concerns, why do you not have similar concerns about the national governments invasion of private health information and profiling?</p>
<p>10.  The IRS will probably be the entity to audit health expenditure information on a national basis.  Considering the existing bureaucratic nightmare that is paying taxes, why do you trust the IRS to manage your health information?</p>
<p>11.  Part of the problem with the current system is that insurance plans do not move with the individual from job to job, or across state lines.  These are restrictions imposed or encouraged by the federal government.  Would you be in favor of eliminating these restrictions?  Why or why not?</p>
<p>I&#8217;m going to be out of the country for the next 12 days and wont have time to respond to comments during that time.  Take your time to consider the questions and provide some detailed answers and I will see what you have to say when I get back.</p>
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